In light of the recent severe weather, the Irish Insurance Federation (IIF) has advised householders about what steps they should take to deal with the ongoing freeze.

• Keep your home well heated to avoid burst pipes.  If you are away, leave the heating on low.
• Protect pipes from bursting by insulating exposed pipes and tanks.
• In the event of a pipe bursting, turn off the mains water supply.  Make sure you know where the water mains supply valve is located.
• Open the attic door to let heat circulate if you are away from home.

In the unfortunate event of your home being affected by the freeze it is worth noting:

• Household buildings and contents insurance will cover damage caused;
• Insurers will usually pay for the cost of temporary repairs to prevent further damage, so ensure that you keep receipts;
• Insurers will also pay for the cost of alternative accommodation, if the home becomes uninhabitable (up to stated limits);
• Householders should check the full extent of their policies and contact their insurer or broker as quickly as possible.