Insurance Ireland has issued advice to policyholders who have suffered damage due to flooding.
Michael Horan, Non-Life Manager, Insurance Ireland said:
“We advise people to take sensible precautions to prevent further damage to their property, without risking injury to themselves. For example, furniture and valuables may be moved to an upper storey.”
“Home and business owners who have suffered damage should contact their insurers as quickly as possible. Insurers are working hard to ensure that policyholders’ claims are handled quickly and many insurers have emergency helplines for their customers.”
Insurance Ireland reminds policyholders that:
- Household buildings and contents insurance will usually cover damage caused by flooding;
- Damage to cars is covered by comprehensive insurance policies;
- Insurers will usually pay for the cost of temporary repairs, so ensure that you keep copies of receipts;
- Insurers will also pay for the cost of alternative accommodation, if the house becomes uninhabitable (up to stated limits);
- Householders should check the full extent of their policies and contact their insurer or broker as quickly as possibly.
Cost of Previous Weather Events
Year |
Event |
Cost |
June 2012 | Flood | €54m |
October 2011 | Flood | €127m |
December 2010 | Freeze | €224m |
January 2010 | Freeze | €297m |
November 2009 | Flood | €244m |
January 2009 | Storm | €16m |
January 2009 | Freeze | €40m |
August 2008 | Flood | €96m |
October 2004 | Flood | €38m |
November 2002 | Flood | €50m |
February 2002 | Flood | €37m |
December 2001 | Freeze | €30m |
November 2000 | Flood | €51m |
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